Tuesday 12 October 2010

Preventative Measures to Lower Insurance Rates

If you are fortunate enough to have medical insurance, there are ways to generate savings. Healthcare is fast becoming a commodity where good health is the responsibility of every consumer. It is in ones control to raise or lower insurance rates.
If you smoke you should quit, or be prepared to face the consequences. Premiums are higher on smokers than non smokers to begin with. The future threatens to withhold medical treatment for ailments, which the consumer continually contributes to by their actions. If you are overweight, you should lose pounds to reduce premiums. Again, if you continue to contribute to an illness caused or aggravated by weight you may not receive treatment. If you drink, consider cutting down. Illnesses caused by alcohol may go untreated as long as drinking continues. If you are a couch potato, get moving. Exercise is vital to maintaining a healthy lifestyle.
The focus of today's healthcare is preventive. Stopping an illness before it gets out of control is now more important than ever. Medication to control factors out of range such as high cholesterol, blood sugar, and high blood pressure, just to name a few is paramount to controlling health problems. The hope is by controlling them they will remain minor.
Health screenings is a crucial part of the healthcare industry. The ability to detect health problems quickly, allows a better chance of alleviating them early. Not only will it help the patient, it will help control medical costs. Health insurance rates will reflect positive and negative health habits. Everyone bears the responsibility of keeping themselves in the best possible physical shape.

28 comments:

  1. nice post, very informative.
    even though health care is free over here, it still has some good tips on how to live a healthier life style.

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  2. interesting, I didn't know that...

    GTL4life!

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  3. I love the medical offered through my work

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  4. very interesting thanks for the info :)

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  5. um, if i wanted to get healthy i wouldn't need health insurance...

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  6. Thanks man. My dad needed help with this so it was pretty informative.

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  7. ova here in swe we dont have to worry about that!

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  8. Plagiarism? Cite the article!

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  9. this is relevant to just what I was thinking about

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  10. I like your post and I would really like to see more of them

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  11. Hey dude thank you for the tips i appreciate it a lot

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  12. Cool post ! You should check out my blog on ways to earn money online.

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  13. It would be nice if people actually took responsibility for their health.

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  14. I cant wait until I can get insurance

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  15. ugh I should stop smoking =/

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  16. Interesting, this could be even more of an incentive for smokers to quit.

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  17. Hell yes, incentivizing healthiness!

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